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Nasir Hussain made a big announcement about the future of 14 -year -old Vaibhav Suryavanshi, there was a panic in world cricket9 films for Global Audiences will be included Laika Group and Mahavir Jain Films, Nagjila also includedElectric shock or something … What was the reason for stampede in Shirgaon, Goa, read everythingRCB vs CSK: Vaibhav Suryavanshi-Rituraj Gaikwad but Dhoni told this player the next superstar of IPLJat beyond 100 crores, Sunny Deol’s video viral, Urvashi Rautela’s touched song did something like this, fans said- not duplicateNot Sachin-Kohli, Adam Gilchrist told this player the second ‘Sir Don Bradman’ of world cricketThis child sitting on Sridevi’s lap is 80S’s popular child actor, work with superstars like Dilip Kumar, now far away from the screen!After the Pahalgam attack, Pakistan got the support of China, Mukesh Khanna, said – ‘What would be a bigger joke?’Prime Focus Group and Government of Maharashtra to create a new global entertainment hub in Mumbai, read detailsVIDEO: What to name this catch of Rashid Khan? Travis Head also found it difficult to believeAamir Khan’s sarcasm at OTT in Waves 2025! Speak- "4 weeks later for free …Depression after giving birth to a daughter is with acting, real state agent, Kahani Ghar’s fame actress looks like this after 25 years
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Increased Credit Card in January, double digit growth recorded in expenditure: RBI report


New Delhi:
According to the latest data released by the Reserve Bank of India (RBI), consumer expenses have increased by 10.8 percent to Rs 1.84 lakh crore in January 2025 through Credit Cards. In this, HDFC Bank Credit Card and ICICI Bank Credit Card have registered the highest growth.

Bank credit card spending surge

The country’s Leading Credit Card Issuctant In January, in January, he spent Rs 50,664 crore, registering a growth of 15.91 percent on an annual basis. At the same time, ICICI Bank’s credit card expenses increased by 20.25 percent to Rs 35,682 crore. However, SBI Credit Cards recorded a 6 percent decline and recorded a cost of Rs 28,976 crore. Similarly, the cost of customers of Axis Bank Credit Card declined by 0.45 percent to Rs 20,212 crore in January.

During January, Average Spending Per Card was Rs 16,910, which shows an increase of 1.09 percent compared to last year.

Increase in issuing new credit cards

  • HDFC Bank Credit Cards released 2,99,761 new credit cards in January.
  • SBI Cards New Credit Cards added 2,34,537 new cards.
  • ICICI Bank (ICICI Bank New Credit Cards) issued 1,83,157 credit cards.
  • Net credit card of Axis Bank Credit Cards declined by 14,862.

Tremendous boom in number of credit cards

According to RBI data, in the last five years, the number of credit cards in India has increased to about 10.8 crores, but the number of debit cards (debit card usage) has been stable.

Increased scope of digital payment

According to the RBI’s online transaction, Digital Transactions in India have registered an increase of 11.1 percent on a annual basis in digital transactions in India, according to the Online Payment Adoption Index.

UPI dominated

According to the RBI report, the Unified Payments In India has been the most important contributor in the development of digital payments in India due to its usefulness and simplicity. According to the report, UPI’s stake in India’s digital payments has increased from 34 percent in 2019 to 83 percent in 2024.

Other payment systems decreased

The report said that the amount of digital payment in RTGS, NEFT, IMPS, Credit Cards, Debit Cards (Debit Cards) etc. The share has come down from 66 percent to 17 percent in 2024 in 2019.

A tremendous increase in the number of UPI transactions

UPI Transaction Volume increased from 375 crores to 17,221 crore in 2024 in 2018. The total value of UPI transactions increased from Rs 5.86 lakh crore in 2018 to Rs 246.83 lakh crore in 2024. According to the report, both UPI Volume Growth and UPI Value Growth show an increase of 86.5 percent.

Also read- Before extracting cash through Credit Card, know these things, otherwise he will have to pay a huge charge


(Tagstotranslate) Credit Card Usage (T) Credit Card Spending in India (T) Digital Payments in India (T) UPI Transactions (T) Online Transaction Growth (T) Banking Transactions (T) Digital Payment System (T) RBI Report (T) Credit Card Market (T) Upi Growth (T) Debit Card Usage in India
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